Khamis, Januari 14, 2010

Malaysians’ Biggest Money Worries



TheStarOnline Thursday January 14, 2010 MYT 8:55:00 PM

Malaysians’ biggest money worries: Cost of living, salary and debt

By IZATUN SHARI


PETALING JAYA: The cost of living, salary changes and personal debt are the top three financial worries for Malaysians, a survey by global payment firm Visa found.
In the survey conducted between Aug 21 and Sept 23 last year, 69% of respondents said they were extremely concerned about the cost of living expenses while 62% and 59% were worried about salary changes and personal debt respectively.

“Malaysians were less worried about the value of their retirement fund and portfolio, and fluctuating interest rates,” the company said in a statement here Thursday.
However, 25% of those surveyed also said they were more confident about their personal financial situation as compared with six months earlier although 52% felt there would be no change.
Only 23% indicated they were less confident than earlier.



Sixty-six per cent of Malaysians also said they were more concerned about the impact of the global financial crisis on the local economy while 27% felt the same.
The survey involved 5,520 respondents aged between 18 and 65 years, of whom 500 were from Malaysia. The rest were from Australia, China, Hong Kong, India, Indonesia, Japan, Korea, New Zealand, Singapore and Taiwan.

Visa country manager Stuart Tomlinson said Malaysians were being practical during the current economic climate by focusing on managing their concerns, providing themselves with a level of security and peace of mind.



“For Malaysians, potential changes in salary levels are also of concern,” he said, adding that across the region, consumers were looking to see how they could manage their expenses, savings and job security, rather than macro-economic conditions such as exchange and interest rates.

2bz4money:
Apa yang saya risaukan adalah..Inflasi, harga barangan keperluan meningkat serentak dengan kenaikan BLR/BFR oleh bank perdagangan yang menyebabkan ansuran pinjamaan bertambah..Bagi yang bekerja dengan kerajaan, gaji mereka agak terjamin berbanding pekerja swasta yang kemungkinan menghadapi pengurangan gaji atau dalam keadaan meruncing berisiko tinggi dibuang kerja!.

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