Isnin, Februari 01, 2010

PTPTN Loans Only for the Needy

NST Online, 2010/01/31 by Regina Lee 
PUTRAJAYA: The government will review the loan conditions set by the National Higher Education Fund Corporation (PTPTN) to ensure money is made available only to those who really need them.
Currently, a loan is given to just about anybody who applies for one.

Higher Education Minister Datuk Seri Mohamed Khaled Nordin said it was time the fund gave out loans to those who truly could not afford their higher education. “Parents who can pay for their children’s higher education should make way for those who really need help.

“Last year, we gave out RM3 billion in loans. If unchecked, we could end up giving out RM5 billion in loans by 2013,” he told a press conference after launching the REAL Undergraduate Conference 2010 here yesterday.

He said the ministry would also have to examine how sustainable the fund was. "Loan repayments are staggered. When we give out RM3 billion in loans, it does not mean that we will get it back immediately," he said, adding that aggressive loan repayments would not be enough.

Some 1.4 million people have taken loans from the fund, which is owed nearly RM1 billion in default payment despite the low interest rate of one per cent a year.

The loans help to cover the students' tuition fees and pay for their day-to-day expenses.

Seperti yang pernah saya jangkakan kemampuan kerajaan untuk membantu rakyat semakin terhad. Walaupun saya telah menabung dalam SSPN sejak 2 tahun lepas untuk kesemua anak saya, saya juga mengambil takaful pendidikan serendah RM50 sebulan ditambah pula tabungan Amanah Saham Didik dari semasa ke semasa. Perbelanjaan sebegini mendapat potongan cukai pendapatan seperti Takaful pendidikan/perubatan had 3k, Takafulnyawa/kwsp 6k, SSPN 6k dll. Kos pendidikan semakin meningkat dan kita perlu bersedia menghadapinya..

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